ONE MILLION PAYFLOW SYSTEM

Payflow is a transfer and payment system designed to connect banked and unbanked populations within a single functional financial network. In many countries, millions of people do not have bank cards, international accounts, or access to modern financial services, which severely limits their ability to send, receive, or use money locally and internationally. Payflow addresses this gap by offering a hybrid, accessible, and locally adaptable payment infrastructure.

The fundamental principle of Payflow is the separation between financial technology and traditional bank account ownership. Users do not need an international bank card to use Payflow. The system allows receiving, storing, transferring, and using money through alternative methods while remaining compatible with existing banking systems when available.Payflow serves several types of users, each with functions adapted to their economic and geographic situation.

For unbanked users, Payflow acts as a digital wallet accessible via mobile phone. Users can receive money, make local payments, purchase goods and services, and transfer funds to other Payflow users without owning a traditional bank account. Funds can be converted into local currency through partner agents, merchants, or authorized withdrawal points. This system allows excluded populations to fully participate in local and regional economies.

Any Payflow user can change their local currency into another country’s currency when traveling. A fee of 4.99 USD or the equivalent in local currency is deducted, and the account automatically switches to the selected country’s currency. For partially banked users, Payflow serves as a bridge between local and international systems. Users can connect a local bank account, mobile money service, or existing card to send and receive funds more easily while benefiting from Payflow features such as speed, traceability, and reduced costs.

For fully banked users, Payflow becomes a universal payment platform. It allows sending money to unbanked regions, paying for goods and services where bank cards are not accepted, and supporting relatives or business partners abroad.Payflow integrates a secure local and international payment system. Transactions are traceable, confirmed, and recorded in the application, offering full transparency. The system is designed to limit fraud risks while remaining easy to use, even for users unfamiliar with financial technologies.

For merchants and service providers, Payflow offers a reliable way to accept payments from local or international customers, whether banked or not. Merchants can receive digital payments, convert funds to local currency, and expand their customer base without costly banking infrastructure. For NGOs, institutions, and social programs, Payflow is an effective tool for distributing targeted financial aid. Funds can be sent directly to beneficiaries, tracked, and used transparently, reducing losses and delays.

Economically, Payflow adopts a balanced model based on low transaction fees, optional premium services, and institutional partnerships. Financial and personal data are protected and never commercially exploited. Payflow is designed to work in synergy with Mailport. Together, they provide a complete logistical and financial identity. Mailport locates users; Payflow connects them to local and international monetary systems. Payflow is not a bank and does not replace financial institutions; it complements them.

PayFlow Tariff List

Send Money Anywhere, Anytime

Secure digital wallet for local and international transfers. Fast, reliable, and affordable.

ONE MILLION PAYFLOW SYSTEM

PayFlow Tariff List

Send Money Anywhere, Anytime

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Local Accounts

$4.99 / month

International Users

$0/ month

$1.25 Per Transfer

Daily Limit

$1500 / month

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